credit repair online

Chad R Fisher asked:




When preparing to select a credit repair company, make sure you do your homework. Each company offers different services and you need to read the fine print so you don’t overpay for unnecessary services. When you select a credit repair company the process should be easy, effective and most important the services rendered should be extremely transparent. There are a number of things that you can do for free to improve your credit score. If you are ready to hire a professional make sure you have done what you can to fix your own credit first – i.e. close unnecessary credit lines, make timely monthly payments, etc. If you’d like some free tips on how to improve your score visit the Federal Trade Commission’s site for more detail.

We have reviewed 5 credit repair companies and evaluated them on a number of categories important for prospective customers. The goal of this review is to rate each site so we can come up with an overall ranking and find out what separates different credit repair companies online. We are starting with only 5 companies, but we will continue to add companies to this list – if you have any suggestions for companies that should be reviewed drop by our site or send us an email.

Website Graphical Layout (Scale of 1-10)

Lexington Law – 7

Credit Bureau Experts – 7

Ovation Law – 8

Trinity Credit Services – 6

DSI Credit Repair Company – 6

Website Ease of Use (Scale of 1-10)

Lexington Law – 8

Credit Bureau Experts – 6

Ovation Law – 8

Trinity Credit Services – 6

DSI Credit Repair Company – 7

Testimonials (+5 points for Yes, 0 for No)

Lexington Law – Yes

Credit Bureau Experts – Yes

Ovation Law – Yes

Trinity Credit Services – No

DSI Credit Repair Company – Yes

Sitemap (+5 points for Yes, 0 for No)

Lexington Law – Yes

Credit Bureau Experts – No

Ovation Law -Yes

Trinity Credit Services – No

DSI Credit Repair Company – No

Refund Policy Online (+5 points for Yes, 0 for No)

Lexington Law – Yes

Credit Bureau Experts – Yes

Ovation Law – Yes

Trinity Credit Services – No

DSI Credit Repair Company – No

FAQ Section (+5 points for Yes, 0 for No)

Lexington Law – Yes

Credit Bureau Experts – No

Ovation Law – Yes

Trinity Credit Services – Yes

DSI Credit Repair Company – Yes

Privacy Policy (+5 points for Yes, 0 for No)

Lexington Law – Yes

Credit Bureau Experts- No

Ovation Law – Yes

Trinity Credit Services – No

DSI Credit Repair Company – Yes

BBB Online Reliability Program (+5 points for Yes, 0 for No)

Lexington Law – Yes

Credit Bureau Experts – No

Ovation Law – Yes

Trinity Credit Services – No

DSI Credit Repair Company – No

Overall Score

Ovation Law 46/50

Lexington Law 45/50

DSI Credit Repair Company 28/50

Credit Bureau Experts 23/50

Trinity Credit Services 17/50

Ovation Law and Lexington Law clearly separated themselves from the pack in this review. Both companies are a part of the BBBOnline Reliability program. This is important because to be a member you must be: a BBB member, have a satisfactory complaint handling record, respond promptly to customer complaints and agree to dispute resolutions as necessary. In addition to BBB membership Ovation and Lexington have a privacy policy, sitemap and a clearly stated refund policy. If you are serious about repairing your bad credit, we recommend starting with a company that is reputable and meets certain industry standards. Check out similar articles at our site: Free Yearly Credit Report.

Louis

sexysandor asked:


Trying to repair my credit,I do not want to pay someone to do this. What is the best way to do this, and where do I start?

Carla