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LIKE AND SUBSCRIBE! For more information on Gizzy please visit www.guillermocervano.com Financial Chemotherapy LLC has been working hard removing negative items off peoples credit reports! I got new results from an attributed restoring client that I started working on her credit June 16, 2010 and by June 21, I had abstracted 2 away of 5 negative Items off Experian (the Hardest Bureau to work with)!! We still need to see the results by 7-30-2010…also we removed items off Equifax and Trans Union! Oh, I’m excited pampering! By they way, before calling me, I will enquire you some questions to ascertain what service you will need! I’m being a researcher to better function you! Make sure you call Gizzy if you have any questions at (973) 440-8661Financial Chemotherapy LLC Services: -Debt Settlement: Reduce Unsecured Debt 25-50% -Credit Card Counseling: Reduce Interest Rates on Credit Cards to 2-9% -Credit Restoration: Remove negative and out dated information from Credit Report -Loan Mods: Attorney Based Loan Modification Services -Short Sales: We Buy Houses! Avoid Foreclosure NOW! -Investment Properties: We Sell Houses 2 – 4 Family with Equity (See Attached)
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Credit Report Repair Company Shares Facts about Credit Card Industry

(PRWEB) March 16, 2005

Lee Harrison Credit Restoration, recently named the top business and website in the credit report repair industry by Alexander Haig’s World Business Review, has shared some of the little-known facts behind credit card interest rates with the public.

According to Lee Harrison, Founder and President of Lee Harrison Credit Restoration, there is no such thing as “fixed ratted” when it comes to credit cards.

“Basically, credit card companies can write their own rules,” said Harrison. “Credit card issuers can change their interest rates—even fixed rates—at any point, as long as they send cardholders advance written notice. And if a cardholder makes just one late payment, the issuer can automatically increase their interest rate.”

According to Consumer Action’s 2004 survey of credit card issuers, 31 percent of issuers will levy a penalty rate after one late payment, while more than 35 percent said that two late payments in a period of six months will trigger a penalty rate. The average penalty rate for late payments: 22.9 percent.

“But paying your credit card bill on time still isn’t enough,” stating Harrison. “Nearly half of all credit card issuers have an universal default policy, and they don’t entirely disclose this in the fine print. What this worldwide default policy means is that paying your mortgage late could trigger a penalty rate on your credit card.”

Credit cards tinning cause a decline in over 30 percent of a person’s overall credit score. Lee Harrison Credit Restoration offers credit report repair services to individuals who find “slow pays” or former inaccurate files on their credit report, and will continue to keep their credit reports in good order for life.

About Lee Harrison Credit Restoration

Lee Harrison Credit Restoration is a fully licensed, registered, and bonded credit service organization located in Naples, Texas. The company has specialized in helping people repair and restore their credit history due to bankruptcy, bad credit, or identity theft for over 29 years.

To see more information about the Fair Credit Reporting Act and consumer rights, visit http://www.LHCreditRepair.com.

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