credit repair online

Question by Curious Mind: Do credit repair companies really work?
I want to repair my bad credit and have been doing some research on some of these credit repair companies. They all sound to good to be true! The majority of the items are old accounts, nothing major like a BK or Forclosure. Has anyone had any success with using a credit repair company?

Best answer:

Answer by Chauncey Q. Buttercup
They just charge you for something that you can do yourself. Work directly with you creditors.

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Question by sexysandor: Where is the best place to find help with credit repair?
Trying to repair my credit,I do not want to pay someone to do this. What is the best way to do this, and where do I start?

Best answer:

Answer by bb m
You can contact Consumer Credit Counselors.The best way to repair your assign is to pay off your debts. Start by paying off your smaller debts and making incremental payments on your larger debts. Once your smaller debts are paid off, you can make larger payments until they are paid off. Take the settlements if you can…those are great offers, like paying only 50% of a debt so you can be cleared.

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Question by Panda: Where can I get a personal loan for credit repair?
I would like a reputible company, I am trying to repair my credit for a home loan.

Best answer:

Answer by Charlie
If you get a personal loan from a local bank and make your payments on time your credit score would go up o’er time. If you already have bad credit consider a secured loan (requires collateral of some sort). However, the positive factors from this loan would take some time (6 months to a year) to actually improve your credit score. If you are just thinking of getting a loan for quick improvement then do not do it, as getting a personal loan right before applying for a home loan might show that you are over extended.

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